Manchester | Hybrid (2 days in office)
~15 Apprenticeship Opportunities

Build a career in financial crime detection and investigation

At Kroo, financial crime prevention sits at the core of how we protect our customers and the integrity of the bank.

This apprenticeship is a structured entry point into financial crime operations, giving you hands-on experience in transaction monitoring, alert investigation, and risk assessment within a regulated banking environment.

You’ll develop practical skills in identifying fraud, money laundering, and other financial crime typologies, supported by formal training and on-the-job coaching.

The role

As an Apprentice Financial Crime Analyst (Detection), you will support the monitoring and investigation of customer activity to identify potential financial crime risks.

Working within the Financial Crime Operations team, you will:

Monitor customer transactions using detection systems to identify unusual patterns and behaviours
Investigate transaction monitoring alerts, assessing risk and determining appropriate next steps
Apply financial crime typologies across fraud, AML/CTF, sanctions, and suspicious activity
Conduct enhanced due diligence reviews where required
Use internal and external intelligence tools to build a risk-based view of customer activity
Produce clear, structured case notes and investigation summaries for audit and regulatory purposes
Support escalation decisions, including referrals to senior analysts or SAR consideration
Collaborate with customer operations and other teams to manage risk and resolve cases
Contribute to continuous improvement of detection processes and controls

You will be working within defined risk frameworks and gradually building your judgement and decision-making capability over time.

Training and development

You will receive structured training before and during the role, including:

Core financial crime knowledge (AML, fraud, sanctions, ABC)
How transaction monitoring systems operate
Investigation techniques and case handling
Regulatory expectations within a UK banking environment
Practical shadowing and coaching from experienced analysts

This is designed to take you from foundational knowledge to being able to independently manage lower-risk cases.

Requirements

What we’re looking for

This is an entry-level role, but we are looking for strong underlying capability and potential.

You don’t need prior financial crime experience, but you should demonstrate:

Strong attention to detail and ability to spot anomalies
Analytical thinking and an interest in understanding patterns and behaviours
Comfort working with data, systems, and structured processes
Ability to follow defined procedures while applying judgement appropriately
Clear written communication, particularly when summarising findings
Good time management and ability to prioritise workload

An interest in financial services, risk, or investigations is a strong advantage.

What you’ll gain

Practical experience in a regulated financial crime function
Exposure to real-world fraud and money laundering cases
A structured pathway into financial crime, compliance, or wider risk roles
A recognised apprenticeship and ongoing development opportunities
Experience working within a modern digital bank

Recruitment process

Stage 1: HR screening (30 mins)
Focus on motivation, strengths, and interest in the role

Stage 2: Assessment Day (Manchester)

Group exercise assessing collaboration and communication
Individual task focused on problem-solving and structured thinking

We’ll support you throughout, especially if this is your first experience of interviews.

Benefits

Why this role

Financial crime is one of the fastest-growing and most critical areas in banking. This role gives you a direct entry point into a specialist field with clear long-term career progression.

If you’re looking for a role that combines analytical thinking, investigation, and real-world impact, this is a strong place to start.

Kroo Bank Ltd

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Apprentice Financial Crime Analyst